AskHQ: Insurance issues

AskHQ: Insurance issues

Q: Is it worthwhile to pay for insurance in case my horse needs a colic op in future?

A; Ultimately, colic surgery is not cheap. While it may seem heartless to be weighing your finances against your best friend’s life, unfortunately, that is the position that many of us have been in or will be put in at some stage.

While we sincerely hope that you will not be one of those unlucky souls asked to make an emergency call on whether or not you can afford colic surgery, it is far better to have thought about the eventuality now, rather than at 2am with your sore and exhausted horse looking on.

Colic surgery is going to cost somewhere in thew region of R60,000 to R100,000, and that assumes that all is relatively uncomplicated. Vets usually ask for a large deposit upfront, and then ask that the balance be paid on discharge from the hospital.

A good insurance plan can be a life-saver in these instances. While insurance plans are often expense that we put off for one day ‘when we have enough money’, we recommend that you seriously consider investigating what insurance options are available for you and your horse right now.

To know that your colic surgery, or at least some portion of it, will be covered by your insurer, can make surgery a possibility, even when you do not have the cash lying around (and let’s be honest, who every does?).

Having an insurance plan really means that your horse is ‘covered’ in an emergency, and that the necessary decisions can be made based on the clinical state of your horse and his best interests, not your bank balance.

https://horse.co.za/askhq-insurance-issues/

Lifestyle

Les Mills Fitness Club, Auckland City, New Zealand

Last year, after having been in business for more than 50 years, the New Zealand fitness powerhouse Les Mills completed the design of an additional facility across from its flagship location on Victoria Street in Auckland City. The addition is a thoroughly re-configured industrial building that now houses three new

Read More »
HQ Magazine

HQ Lockdown Guide – free until 1st June

The HQ Lockdown Guide is free for download from the following link until the 1st June. Get yours today! https://bit.ly/hq-eqldg The guide contains articles on getting back to riding, the power of mindfulness, the technique of visualisation, wonderful mental coaching advice from Linda Hennings of Forging Ahead and much much more! It is jam-packed with… Read More »HQ Lockdown Guide – free until 1st June

The post HQ Lockdown Guide – free until 1st June appeared first on HQ Magazine.

Read More »
Lifestyle

Casa RJ, Mantua, Italy

Sometimes we find ourselves contemplating our preferences. Or, let’s be truthful here, that’s all we ever do. We keep re-evaluating our preconceived notions and questioning whether we still like what we used to like, or have we discovered something that has changed our earlier views. One of the juxtapositions we

Read More »
Lifestyle

Villa Varoise, Var, France

The angular 5,300 square-foot (492 sq.metre) Villa Varoise is a project that took its time to become a reality. Boston-based architecture firm, NADAA, completed the initial plans for the residence in 2012 and broke ground on the site in 2013. The plans for the family retreat, then dubbed “Dortoir Familial” or

Read More »

AskHQ: Curry comb conundrum

Q: I have recently heard that plastic curry combs can do damage to horses’ hair, removing its natural oils. Is this true? What should I be using instead? Asked by Sam Waite A: Recent research has suggested that cheap plastic curry combs, especially those with sharp teeth, can cause damage

Read More »
Lifestyle

Penthouse M, Gold Coast, Queensland, Australia

Those familiar with the 1980s architecture will recall the curved whiteness and plastic-y expanses that were so modern then but today seem like tacky cruise-ship design. Some globally recognized buildings of that era include the Pan Pacific Hotel in Vancouver. Designed by architect Eberhard Zeidler the hotel is part of

Read More »